SHOULD I FILE BANKRUPTCY? CAN BANKRUPTCY HELP ME?
The primary question most debtors ask is, "Should I file for bankruptcy?" You want to know:
- How will bankruptcy affect my credit?
- Am I better off paying down my debt?
- Will I be able to get a car loan or mortgage in the future?
- Do I qualify for bankruptcy?
There are many myths about bankruptcy, mostly perpetuated by creditors and those who do not understand the process or the law. If you are considering bankruptcy, it is important to consider your individual circumstances and to work with an advocate who understands your unique debt situation.
What you should know before you file
At your free consultation, we will explain the bankruptcy process to you, reviewing your income, debts and assets. Attorney Susan M. Williams will take a comprehensive approach to understanding your unique concerns and objectives. After collecting all necessary information and documentation, she will provide the counseling you need to make the best financial decision for your future and your family.
Things to consider before filing bankruptcy
Before answering the question of whether you should file for bankruptcy, our attorney will help you consider your income on a monthly basis, your necessary budget, and whether getting out of debt without bankruptcy is possible. Helping you clearly outline your debts and obligations is necessary in order to determine whether repayment is even a reality.
For many Americans, bankruptcy is a step toward financial independence and relief from the stress of harassing creditors. Bankruptcy allows you to:
- Stop foreclosure
- Remove credit card debt
- Stop wage garnishment
- Protect your assets
- Remove judgment liens
- Protect your income and security
- Get the fresh start you need.
The trusted advocacy you need
The bankruptcy process is complicated. To determine if you qualify, Attorney Williams will review the facts of your case, identify your objectives, and determine if bankruptcy is right for you. If bankruptcy is an option, we will proceed by determining if Chapter 7 or Chapter 13 bankruptcy is the best. We will then file on your behalf. In some instances bankruptcy may not be the best route. We will always look at your unique situation and advise you toward the best option for you, including alternatives such as debt negotiation or loan modifications.
We take pride in providing our clients with the personal attention they deserve. If you live in Massachusetts or Connecticut, call Susan M. Williams in Enfield, Connecticut at 860-265-4764 or contact完美彩票开户网址 by e-mail, to schedule a free consultation with our lawyer完美彩票开户网址.
Free consultations · Easily accessible from Route 91, off Route 5
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.